While compulsory traffic insurance protects the other party, kasko is the comprehensive policy that protects your own vehicle. A well-built kasko covers collision, theft, fire, vandalism, natural disasters and glass damage — and can include extras like a replacement car while yours is being repaired.
Kasko is optional, but for most car owners in Turkey it is the difference between a stressful repair bill and a phone call to your agent.
What Does It Cover?
Who Is It For?
- Owners of new or valuable vehicles
- Foreign residents who want full protection, explained in English
- Anyone who wants a fixed, predictable cost instead of surprise repair bills
Why NEP Sigorta?
We compare offers from the insurers we represent and find the coverage that genuinely fits you — explained clearly, in English. When something happens, we manage the claim on your behalf.
- We compare kasko offers and coverage details, not just prices
- We check deductibles, authorized-service and replacement-car clauses for you
- At claim time we coordinate the repair shop, surveyor and paperwork
What Should You Check in a Kasko Policy?
Two policies with similar prices can differ greatly in what they actually pay. The details that matter most: the deductible (muafiyet), whether repairs are done at authorized services, replacement-vehicle rights, glass coverage and how the insured value is calculated. We go through these line by line with you before you sign — so there are no surprises at claim time.
Frequently Asked Questions
Is kasko mandatory in Turkey?
No, kasko is optional. Compulsory traffic insurance (MTPL) is the legal minimum; kasko is the comprehensive policy that protects your own vehicle.
Does kasko cover earthquake and flood damage?
These are typically optional add-ons. We make sure natural disaster coverage is included when it matters for where you live and park.
Can foreigners buy kasko in Turkey?
Yes. With your passport or residence permit, tax number and vehicle registration we can issue a kasko policy for a foreign-owned vehicle.
Will a claim increase my premium?
A claim can affect your no-claims discount at renewal. Before filing small claims, we calculate together whether using the policy is actually in your favor.
Does kasko include a replacement car?
Many policies offer a replacement vehicle for a set number of days while yours is repaired. We check this clause for you — it is one of the most valuable extras.
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